One of the best plan in the insurance industries. you can get endowment plan with very good return.
Here your liability of paying premium is over before the 3 year of term.
This plan is better to take with Term Rider. if you get it with TR than you family will get money three times. This plan is design for special purpose so that when Life assured is dead his nominee get immediately TR SA, than 10% income benefit will be given for full term and at the end of term nominee will get Maturity Amount.